Personal Finances is an elegant, super easy personal finance application for home users.
The program enables anyone to manage personal income and expenses with ease. Personal Finances will help you control your finances – understand where your money is going, pinpoint the areas of excessive expenditure and cut down unnecessary expenses. It is easy for beginners to get started with, requires no efforts to track finances and offers a wide range of functionality and settings for professional users.

With a glance at its summary view, reports and graphs, the user will gain deep insight into the financial health of the family budget, pinpoint areas of excessive expenditure and trim the budget. Featuring the scheduler, the program also enables you to track expected income, spending and see how much money you’ll have at a future date.
Personal Finances is portable and can be installed and run from the USB flash drive (PAF and U3 Smart drive editions are also available). Personal Finances meets all of your needs, whether you need to make a more realistic budget, want to get out of debt, or teach your children the basics of budgeting.
Key features
- Wide opportunities for transactions categorization. Categories, family members, payee and tags. Grouping, sorting and filters. The system of categories is designed as a tree that may have the unlimited number of sub categories. Unlimited tags for each transaction.
- Set up any number of different accounts, accounts grouping, hidden accounts. Unlimited number of currencies, download exchange rates.
- Enter current or scheduled transactions.
- Enter frequent transactions with a click using the History button.
- Install the application onto the USB stick.
- Multi-user support, password protection and access restrictions.
- Synchronization, import and export data.
- Work with one data base from many computers over local network.
- Debts and loans management.
- Track Budget.
- View all transactions organized by day in calendar.
- Analyze financial situation with reports, summary and trends.
- Events and tasks.
- Print reports, transactions, loans and budget items.
User testimonials
I have used other finance programs in the past (MS Money and Quicken), but have always ended up giving up after a few weeks due to unfriendly and over complicated interfaces. Personal Finances pro is another matter – the program is a joy to use; the beauty of the product lies in its simplicity. I have been using it since the start of 2009 & still find it a joy to use. Put simply, it does exactly what it says on the tin and does it very, very well without over complicating matters. Highly recommended.
Paul Webb
Just bought the app. The more I use it, the more I like it! Best of any I've seen for categorizing and tracking expenses.
Thanks!
Philip Burke
As a long term Quicken user I was forced into buying new software when my old version would no longer run on Windows Vista and Intuit no longer sold their poduct in Europe. I searched the internet for a replacement and found your application. The choice available for personal use is fairly limited, if you don't have a knowledge of accountancy or spreadsheets. I chose yours because:
1. The option of a free trial. (better than buying blind)
2. The simplicity and flexability of the system. I can enter as little or as much information as I wish about each transaction. Not everyone needs to manage a stock portfolio.
3. The program is easy to learn and use, no need to spend a lot of time studying help files. Up and running very quickly
4. Good price.
Charles Gerbex
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